Disclosures

StandPoint is a publication. Its content — letters, picks, model portfolios, screens, and member commentary — is general financial commentary intended for an informed audience. We are not a registered investment adviser, broker-dealer, or financial planner. We do not provide personalized investment advice, recommend securities to specific individuals, or accept fiduciary duty for member decisions. Membership does not create an advisory relationship of any kind.

We do not ask members about net worth, income, or investment experience for the purpose of determining the suitability of any security or strategy. Members are responsible for evaluating whether any pick, portfolio, or model is appropriate for their own situation, and for consulting their own advisers as needed.

Past performance does not guarantee future results. Backtested results, where shown, reflect hypothetical performance and are subject to the methodology assumptions documented on the relevant portfolio or model page. Live-tested returns reflect actual published picks held over the period shown, gross of any taxes, transaction costs, or member-specific timing differences.

All investments carry risk, including the possible loss of principal. Equity investments are particularly subject to market risk, business risk, and the risk of permanent capital loss. ETF investments are subject to additional risks related to fund structure, liquidity, and tracking error. There is no assurance that any published strategy will achieve its objective.

Salomon and other contributors may hold positions in securities discussed in published content. Where a position is held, this is disclosed on the relevant pick page. We do not accept compensation in any form from issuers, sponsors, or third parties to publish coverage of any security.

Content may contain forward-looking statements. These reflect current views and assumptions, and are subject to risks and uncertainties that could cause actual outcomes to differ materially. We undertake no obligation to update forward-looking statements.

Content is intended for an audience in jurisdictions where its distribution is permitted. It is not directed to any person in any jurisdiction where the distribution or use of such content would be contrary to local law. Members are responsible for compliance with applicable local regulations.

For questions: compliance@standpointhq.com.